It is well known that women pay less for car insurance than men. Statistically, this is because women are less likely to be involved in accidents and make claims. Women are also generally considered more cautious drivers and drive less than men. If you’re a woman and feel like you’ve been overcharged, it’s time to start looking for a new policy. Where can I find cheap women’s car insurance?
First, if you’re between the ages of 30 and 40, you probably won’t pay less than a male, since that’s the age range where rates are at most equal between the two genders. In some cases, men even pay a few dollars less a month than women in their 30s and 40s.
Besides gender and age, other factors that affect car insurance rates include location, vehicle type, how much you plan to drive, your credit score, and whether you qualify for any discounts. If you have home insurance, it’s a good idea to check to see if any bundle deals are available, as insurers tend to offer huge discounts on multiple policies.
Details you need for cheap car insurance for women
When looking for cheap car insurance for women, you need to fill out some details to get a quote. These details include some of the information mentioned above, such as your name, location, car model/make, age, etc. Always compare quotes from at least 2-3 different companies. Again, check to see if there are any discounts. On each company’s website, they list all the types of discounts they offer.
Have you considered taking a defensive driving course? This can be a great way to lower your rates – especially if you’ve been involved in an accident before. Most, if not all, insurance providers are happy to offer cheap car insurance to women who prove they take driving safety seriously. You can view safety courses for each state.
If you are a young driver and still in school, try to get good grades. Another way to get a discount is to get on the Honor Roll and be a model student.
Where should you start your search? While there are tons of websites out there that claim to offer the “best auto insurance deal,” you really should start with insurance. It’s definitely a solid place to find cheap car insurance for women – and a discount to help you save even more.